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About

Payments built to last.

Kesto is Finnish for "lasting". We're building a payment company that merchants can rely on for years, by never asking them to hand over their money in the first place.

Why we exist

Getting paid shouldn't mean giving up control.

Millions of people pay each other with Cash App every day. But for a business, accepting those payments and paying people back is still messy: screenshots as proof of payment, spreadsheets to keep track, and payouts sent one by one, late at night.

The usual fix is a payment processor that holds your money, releases it on its own schedule, and can freeze it when it wants. We think there's a better way.

KestoPay connects your checkout to Cash App and settles every payment into wallets you own. Payouts go out under rules you set and approvals you control. We handle the hard parts: routing, accounting, safeguards. Your money stays yours.

What we believe
01

Your money, your keys

The safest way to protect your funds is to never hold them. So we don't.

02

Exact, not approximate

Every cent is accounted for. If something doesn't add up, we stop and check rather than guess.

03

Plain words

We say what we do, and we only promise what we've built and tested.

Where we are

Early, and building carefully.

KestoPay is a small, focused team. We're in early access, onboarding our first merchants and talking with established payment infrastructure partners before we process live payments.

Get in touch

Get paid.
Keep control.

We're onboarding our first merchants. Tell us about your business and we'll get you set up.

Pricing that fits your business. Ask us →